5 Important Tips for 2010 Home Buying in Cincinnati

Posted on | January 7, 2010 | No Comments

Are you planning to buy a home in Cincinnati this year? Here are a few quick tips to get started off on the right foot…

Cincinnati home

Start TODAY!

The spring market is starting early this year because of the deadline for the Federal Tax Credit for First Time Home Buyers and the Federal Tax Credit for Existing Home Owners. To be eligible for these, you must be IN CONTRACT BEFORE APRIL 30, 2010 (this is right around the corner!). Here you can find out if you qualify for the federal home buyer tax credit and read all the stipulations.

You MUST be Pre-approved.

The lending environment is changing constantly. A pre-approval with a lender can be done over the phone in about a 15 minute conversation. This is very simple and it should be the first item on your house hunting checklist. Ask your friends & family for a good mortgage contact or call one of the Cincinnati mortgage professionals that I trust and work with on a daily basis.

Decide what is really important to you.

Do you like a bedroom on the first floor or do you want them all on the second? Think about your lifestyle and needs and write it down. Do you really want an open floor plan or do you like more formal spaces? Must have a fence? Figure out how much it would cost to build one. When you really know what you want you’re decision making will come very easy.

Partner with a good Realtor.

I’m not just saying this because I’m a Realtor…but we eat, sleep, and breathe the Cincinnati real estate market. A good Realtor will save you a lot of time by answering all your questions, not showing you homes that don’t fit your needs, pointing you towards great neighborhood resources, and helping you probe yourself to find out what is really important to you in a home.

Spend some quality time with your neighborhood.

Settled on a neighborhood or two? Go spend some time there. Walk the streets. Drive from that neighborhood to work. Check out the nightlife. Take your dog to the park. Visit the neighborhood at different times throughout the day. You’ll soon figure out if it is home or not!

Buying a home can be a stressful experience, but it certainly doesn’t have to be! With a little preparation and the right guidance throughout, you’ll feel right at home.

If you are looking to buy a home in Cincinnati this year please get in touch with me ASAP (especially first time home buyers). Some price ranges and neighborhoods are moving very fast and experiencing multiple offers. Want to find out about these hot properties first thing?

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Want to follow the trends going on with Cincinnati Real Estate? Head straight over the Cincinnati Real Estate Blog or scroll down some more to learn more about Cincinnati's great neighborhoods. Here you'll also find out more about the marketing services I offer if you are Selling your Cincinnati home or how to become a VIP Buyer if you're Buying a home in Cincinnati.

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